Home 2017-05-17T15:37:25+00:00


The Nature of the Successful Entrepreneur

What qualities differentiate the successful entrepreneurs from everyone else?

18. Originality: “The secret of business is to know something that nobody else knows.”Aristotle Onassis

19. Direction: “If one does not know to which port one is sailing, no wind is favorable.”—Lucius Annaeus Seneca

20. Independence and Focus: “Hell, there are no rules here—we’re trying to accomplish something.”—Thomas A. Edison

21. Vision: “The entrepreneur always searches for change, responds to it, and exploits it as an opportunity.”—Peter Drucker

22. Thirst for knowledge: “What we actually learn, from any given set of circumstances, determines whether we become increasingly powerless or more powerful.”—Blaine Lee

23. Drive: “The critical ingredient is getting off your butt and doing something. It’s as simple as that. A lot of people have ideas, but there are few who decide to do something about them now. Not tomorrow. Not next week. But today. The true entrepreneur is a doer, not a dreamer.“—Nolan Bushnell

24. Flexibility: “It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change.“—Charles Darwin

25. Dedication: “Good business leaders create a vision, articulate the vision, passionately own the vision, and relentlessly drive it to completion.”—Jack Welch

Compiled by: AmericanExpress

I don’t think that memorable quotes are a panacea, but I know for sure that I’ve found it heartening to know that giants of business and captains of industry have struggled with the same issues that I face as an entrepreneur.

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806, 2017

Understanding the Terms So You Know What Kind of Hotel Room to Book

Few things to know before booking a hotel in any location!

While many of us have spent a large number of nights in hotel rooms, the truth is that there are a lot out there who have either never stayed at hotel or have never been responsible for booking the accommodations. Either they have traveled with their family, who paid for everything that was involved, or they simply have never traveled someplace before. That means that they are completely unfamiliar with the hotel rooms that are available to them.

If this is a situation that you find yourself in, then it might be a good idea to understand some of the terminology out there. There are many websites out there that offer greatly discounted prices on hotel rooms, but if you are unfamiliar with exactly how to book a room and what each room accommodation in cebu city stands for, then this may be depriving you of some opportunities. So here are a few questions answered for you that might make this a little simpler.

Hotel Room

What is a Hotel Room?

A hotel room is nothing more than the place you will be staying at night. Usually, you are allowed to check into this room at 3 o’clock in the afternoon and must be out by 11 o’clock on the day you have chosen for your departure. For example, if you booked a hotel room for two days, let’s say Monday and Tuesday, then you would be able to check in on Monday after 3 PM, and must be out by 11 AM on Wednesday.

A hotel room can come with several different amenities, including such things as a microwave, refrigerator, little kitchenette, television, and spa tub. These are just a few things that are available to you, and you should check the hotel before deciding to see what they offer.

What is a Hotel Room

The Types of Hotel Rooms?

When looking at hotel rooms, there are several different options that are available to you. The most basic of these is the standard room. Think of this as a studio apartment. What you will likely find there is an open area that contains either one king size bed, one queen size bed, or two queen size beds. Some standard rooms may even offer a couch to them.

In addition, the standard room will have a bathroom that will usually contain at least a shower if not a tub as well. You will have a television set, a dresser, usually a nightstand next to the bed, maybe even one on each side, and a chair. You may also find a desk, refrigerator, or microwave oven.

The superior room comes with some additional features. You may actually have such things as a little kitchen area, which can include a stove in larger sized refrigerator. You may have a dining area, which could be as simple as a counter hooked into the kitchen with two chairs to it, or a full for sitting table. The superior room can come with a small living room area, which could include such things as a couch, a coffee table and a love-seat.

The deluxe room will be one open space, but divided in such a way as to give you a feel like there are really four rooms in one. You will usually have a kitchen area, a dining room area, a living room area, and a bedroom area. Each of these areas will still be contained in the one open area, but will be divided out much in the way you would find in a standard apartment. These kinds of rooms are perfect for those who plan on staying in a hotel room for a few days or more.

The Suite is like having a one or two-bedroom apartment. This will come usually with a kitchen and living room area, but off of these rooms is a separate bedroom area, with its a door that closes off to the main part of the hotel room. This is perfect for those who plan to have people in their room during the daytime, but one a separate bedroom area, or for those who may have kids that they would like to have sleep out in the main area, while they sleep in the bedroom.

Types of Hotel Rooms

Why do people do check-in a hotel room rather than an apartment?

A lot of people will look at the definition of a sweet and wonder why they wouldn’t just get an apartment. The truth is that the suite offers them all the accommodations of an apartment without them having to pay for furniture or perform any of the cleanup. The hotel would provide the furniture in the maids would take care of the room.

hotel with traveler


Choosing the right hotel accommodation for yourself is totally dependent upon your personal needs. If you find that you are not in need of anything but a place to sleep at nighttime, then a standard room may be ideal. However, if you plan on staying there for a week or more, then you may want to look at some of the other kinds of accommodations.

1705, 2017

Commercial Real Estate


What Is A Commercial Real Estate – Various Types And Features

Commercial property

Many business owners plan to buy commercial property for expanding their business or for some other purpose. A perfect planning before making any deal may increase your profitability. Commercial property always allows an investor to get several benefits, like the flow of cash or the growth of capital.


Some people believe that most of the commercial properties include only apartments. However, the investors try to find an opportunity to invest in many other properties.


Commercial property- It’s different from residential ones


With the term- commercial real estate, we usually mean that there is nothing residential or private. Possibly, you have a rented property, or your unit allows you to have more earnings. In that case, such property may be a commercial one.  Various rules are applicable to these commercial properties.

The amount of profit that you get from your commercial property usually varies on the basis of the determined price. In fact, if your chosen properties are low priced and are situated in some unusual areas, you can gain more profits. While you have experience in this kind of real estate, you may have the best deal.

In most cases, commercial property involves a setting, which allows the corporations to conduct everyday operations. The companies usually let out such real estate for keeping up the flexibility and affordability.

Commercial properties are available in various forms, and they are also useful for a variety of purposes.



These units include professional structures, skyscrapers or the buildings with a tenant. Such properties are of different categories, such as Class A, B and C. The first one is the most excellent option because it comprises high-tech infrastructure. However, it can also be a renovated old house. Generally, you can this property in the easily accessible area.

The second category is also preferable to some investors as it includes older buildings. However, it can give them much high ROI, if the investors have renovated or upgraded the house with their own effort. Though these houses are in good condition, the infrastructure needs little investment. The third one is the oldest building with outdated infrastructure. Thus, the rate of rent may also be lower.

Apart from these options, you may get some offices, which work best for the small businesses of accounting.  They cover very limited space in the structure. You can use this room only for the receptionist.


Restaurant and retail stores

This sector seems to be much complicated on the basis of different metrics, like tenants, category of specific shopping mall and its size. In fact, a location may be a significant factor to the tenants of retail units. The price for retail unit can also have an effect, depending on the economy of a country.



This category includes garden units in the suburban areas. Very often, young residents shift to suburbs from some urban regions. Garden houses are usually three to four stories and include more than hundred units. These houses have also a better ration of land and building, and thus, it becomes easy to control depreciation. Besides, midrise houses may also be under this category with thirty to hundred units. High-rise units can be availed in some big markets.


Industrial property

This property may include the smaller units or larger warehouses.  While making a deal for such spaces, you can find some clear specifications on height. The height ranges from floor level up to the overhead. The maximum limit for the height can be of forty feet or more, if it is the large space. The companies that want to buy industrial house search for docks.

Some of the industrial units give the opportunity for investment. Among other categories, you can find light assemblies, which are quite simpler in structure. These are useful for office works and storage units.

Industrial property

Land areas

Many investors prefer landed property, which ensures development in future. Some lands are undeveloped, for example, pasture or farm. Many areas are located near the city, which had been highly developed in the past; however, now, it has become vacant. Brownfield is also such an area that was used previously for some industrial purposes, and at present, they are reusable.

In addition to all the above kinds of commercial properties, there are many other units, like hotels, sports units, public house, clinical centers and many other houses. You can also include theaters, funeral house and many more.

So, choose a commercial real estate that enables you to gain very high ROI. You can consult with real estate agents in your area to choose the best and most profitable commercial property. At the same time, you may also try to understand everything about the specific property that you have chosen.


1503, 2018

What is an Open Back Headphone?

Looking to get hold of a good headphone for gaming but are unsure about how to go about it? A Review by Ironhorsetrading that the Open Back headphones, unlike closed headphones, offer everything from great sounds to great experience. And they do all that without closing in all the sounds so that you could be aware of your surroundings.

Open-back has the back of the head phone cup open, helping you get more sound headed to ‘your head’ without losing out on your surroundings.

Depending on your needs, you may want to go in for either a wired or wireless headphone.

The Top Things that make your open back headphones buy worth it?

FocalYou might like to concur with me on the fact that gaming and headphones are a match made in heaven. No matter how good is the screen resolution of your device, your gaming experience would probably be incomplete without an ideal headset. An in this case, perhaps there is no device that can give a competition to an open back headset.

However, there are many times that you may feel your headphone buy was not worth it.

So considering myself being a hard-core gamer, I bring you a very personal piece of suggestion that you might like to consider before you go on to your next big buy. Perhaps, this would render you much satisfaction with the product.

Features of an ideal open back headphone

Here are some of the things that you would want to know from an ideal open back headphone.

  • Powerful and open sound system: As the name suggests, an open back headphone has the audio turned towards the surrounding area. As a result what follows is a heady concoction of your music with ambient noise. Although the soaking capacity of this music is pretty low, it adds into the realistic touch.The Verdict: Music is very pleasing and much more original and not filtered out.
  • Sweat-proof: You may all agree with me to the point that probably there is just one downside off long video game sessions that are accompanied by a headphone. That is definitely the sweat that is generated of the long-wearing of the headphones.However, this is not the case with an ideal open back headphone. Say goodbye to sweaty ears and wave a beautiful ‘hi’ to ears that breathe in freely. The last time I have used my open back headphone, it was for some 3 and half hours stretch to play the game, Captain America. However, you would be surprised to know I did not feel any kind of itchiness or discomfort of the sweat. It was all just permissible.The Verdict: It is very much permissible and comfortable for long hours of gaming.
  • Ultra-light: When we think of headphones, I think the first impression we have is that how much weight we need to carry. But with open back headphones, weight is just a number. With the smart exclusion of outer cups, the headphones are just manufactured at almost a weight that feels to be weightless.The Verdict: As like heat and size, I guess weight is a remarkably big determining factor for choosing your headphone. Thus, considering so, an open back headphone passes this test with flying colors.
  • Updated driver options: When it comes to driver technology you may like to agree with me on the fact that the open back headphones are way ahead of the other types that are available in the market.

wired headphones

As a matter of fact, headphone manufacturing companies have been religiously manufacturing planar and electrostatic headphones for open formats for many years now. Thus, what is available today is much at an advanced stage.

Bottom line: Whenever you go for buying an open back headphone, these are the major areas that you should check. If these are compatible, then you may like to know that you are good to go a long way in your gaming experience.

How Do You Know What’s the Best Open Back Headphones in the Market?

Audeze EL-8 Open Back Planar Magnetic HeadphoneNow when you know how important it is to have a worthy open-back headphone, let’s have a quick look at what are the chartbusters of this section. You would like products from the Audeze and the Sennheiser range. You would also love the ones from Grado and the HIFIMAN HE series.

If you are not in search of any cost-effective headband and merely focusing on unmatched quality headband, my personal recommendation would be the Audeze LCD-2.

Know a little about my experience with it.

If you are in hunt of a perfect headset without worrying about your pocket, then this headphone might be the ideal match for you. All about this headphone is top-notch. Ranging from its physical appearance to sound quality to performance, I felt everything to be best.

Adding an extra cherry on the top is the materials that have been used to manufacture it. Handmade rings made of West African Shedua wood, ear pads and head bands made of leather, everything is just luxe about it.

What Should You be Careful About?

Some drawbacks of the open back headphones include the following.

Despite a splendid performance and unmatched sound experience there are certain elements that an open back headphone cannot provide. Let’s have a look at the major one.

  • Inefficient noise isolation
  • Lower quality bass
  • Not ideal for commuting

If you’re looking to play games on your pc and are looking for a good headphone, you can surely give this a try.

909, 2017

4 Reasons to Choose a Real Estate Property in Paramatta, Sydney by Joe Nahas

If you are looking amongst grandiose and luxurious apartments out there, you must have heard the iconic CEO of the Nahas Construction, Joe Nahas. He is well-known for providing world-class properties to his clients. Still contemplating about investing in their company? Here are the top 4 reasons as to why you should choose a real estate property in Paramatta, Sydney by Joe Nahas.


  1. You can enjoy world-class quality with the collaboration of talented artists

Just like the construction of 8 Phillip Street by Joe Nahas together with the highly-recognized landscape artist Jamie Durie created a luxurious yet homey residential building for everyone. They tend to incorporate unique layout that is new yet convenient to their clients, and they are more of the gleaming glass designs. Joe Nahas is best known for creating luxury yet inviting apartments to his residents. So, if you are looking for a high-end apartment in which you can always be comfortable around and not be intimidated by the grand surroundings, this is what you are looking for.


  1. They provide real value to your money

In choosing the best real estate property, you should choose a company that provides real value to your money, just like the Coronation property. You can choose from a penthouse, sub-penthouse, one-bedroom unit, two-bedroom unit, three-bedroom unit, and a studio type. Whichever amongst the choices you pick, you can rest assured that every crook and nanny of the unit is worth your money. They provide hotel-like accommodation, great security, and perfect location for busy people like you.

Real Estate Property in Paramatta

  1. They provide unique layout designs

Have you noticed how unique Joe Nahas had incorporated his layout designs? It provides lavishness and openness, as what you may have noticed. The remarkable talent of Joe Nahas is that he can turn an old-looking warehouse into an apartment that will be home to many residents. Aside from that, no matter how tall the residential tower could be or no matter how fancy and elegant things are inside, you’ll still have this “cozy” feeling whenever you step inside the building. Who wouldn’t want to be comforted like that after a long day at work?


  1. it’s a great investment for entrepreneurs

So that you know, Joe Nahas also builds property specifically made for entrepreneurs. So, if you are a retailer or a service provider, you might want to check out Joe Nahas Liverpool project. It’s a warehouse that is turned into a property encouraging food and beverage retailers to reside.

Joseph Nahas And Coronation Property's

These are just among the endless reasons as to why you should choose a real estate property in Paramatta, Sydney by Joe Nahas. If you want to wake up with the sight of Australia native trees, the coziness of warm luxury and great accommodation check out the Coronation properties. With the number of benefits that they can offer, it’s no surprise that they are dominating the real estate industry in Sydney, Australia and the growing number of people who are investing in their properties.

1408, 2017

How Many Hours Per Week Do You Need To Redeem Coupons

There is no a single person who never used coupons! They are the best money-saving thing ever invented. But, as much as we like to use coupons, we all have to redeem them. Here we can see a potential problem for some people, usually for those who are beginners with the matter. They either cannot redeem a sufficient number of coupons or they waste hours and hours on collecting just one. All of this is going to change.

Blogs are the true power, so use them

Regardless of what are you looking at the moment, blogs are the true power. Of course, in order to get the coupons and deals from the blogs, you will have to subscribe to them. Yes, you will get a few more emails, but most of them are containing the new deals and as you may guess, coupons.

You won’t be able to get coupons unless you do what we just mentioned. It is a mandatory step and probably one of the most efficient. The more the merrier, so subscribe to all blogs which are relevant to the goods you are looking to purchase.

Redeem Coupons

Social media is the next best thing

Besides the blogs, social media is important for redeeming coupons. Sellers are looking for the ways to attract followers and they reward them. This is your opportunity to obtain a coupon or two. All you have to do is to follow the seller and eventually redeem a deal.

There are also plenty of users in the groups and on Twitter who got coupons they don’t actually need. Because they give them for free, it is a great way to get one. Just make sure the coupon is still valid and it is for the goods you will want to purchase. There is no need of getting the coupon you don’t want to use.

The bottom line here is that you will need to spend time on the web to redeem coupons. On average, you will need 2-3 hours per day. However, the more you do, the better you will be and you will create more connections, so you will need less time. When it comes to savings, expect to save 50-60% per month just by using coupons.

Stay focused on the trends

During the summer, you will get coupons for summer-related goods, obviously. We assume you already knew that so we will just mention it. The main secret is to stay focused on large sellers. For example, the jabong sale at the moment will provide you coupons for discounts between 40 and 70%, belief or not. All products are latest fashion items and clothes. In addition, all of them are made by the best-known brands, so it is a very good way to save the moment.

Deals like the one we just mentioned are so popular so they cannot last longer than 2-3 days. Make sure you use the aforementioned ways to get the idea about the deals as soon as possible.

408, 2017

Lending Club As The Synonym For Peer-To-Peer Personal Loans In 2017/2018

All of you who have been looking for peer-to-peer investment company have heard of Lending Club. It has been the synonym for personal loans for a few years now and it is probably going to stay like that in the near future. Almost all Lending Club reviews suggest that it is the best of the best, but why? Now we will have an opportunity to check the matter closely and to determine is this loan provider right for your needs.

What to know about Lending Club before you apply for a loan?

Lending club reviews

As many other peer-to-peer investment companies, Lending Club uses investors to fund the loans and provide them to borrowers. Obviously, investors do make a profit, thanks to your interests you pay. A good thing is the fact this provider has decent rates and is known for spotless services. However, they have some requirements. You will have to:

  • A credit score is something which must be spotless as well. Your score of 600 is the bare minimum on which you can apply. An average borrower according to the company has 699.
  • Your credit history must be longer than 3 years. Most borrowers have 16 or more years of credit history.
  • An income should be above average. The average income is $56.000, but you must have a higher than that in order to get a loan. Lending Club claims that their borrowers have around $76.000 income.
  • The debt-to-income ratio must be below 35%. This is the maximum allowed ratio, while most borrowers have impressive 16%.

If you can pass these requirements, Lending Club is perfect for you. There are a few more things you should know about the company. First of all, they need 7 days to process your request. The time is needed for the investors to fund your loan.

Average APR is between 6% and 35.9%. The amount of money you can raise is anything between $1.000 and $40.000. The origination fee is between 1 and 6% and soft credit check is included.

Lending Club compared with other providers

As we have mentioned earlier, Lending Club is one of the biggest peer-to-peer lending companies in the business. They have invested more than $24 billion. Keep in mind that the company only accepts requests of the borrowers and they send them to the investors. They are those who will determine will your loan be funded and approved.

Each borrower will get a grade, which will determine the interest! Only investors can have the insight to the grade, while borrowers don’t. On average, the annual percentage is 6% (more precisely 5.99%) for most borrowers. Only those with exceptional credit score can expect more affordable interests, around 4.99%.

The only company with a similar system is Prosper, however, they offer a mobile app, which will allow for all borrowers to keep track of their loan, finances, and rates.

One of the possibilities we appreciated is a joint loan. It allows to two borrowers to get the same loan. But, if you are planning to try it, make sure one of you has a credit score 600 or above, while the other one must have 540 or more! Even then, the debt-to-loan ratio must be under 35% (combined for both borrowers).

Hardship is another feature, more than just appreciated. It allows for all borrowers with issues paying back the loan to pay for interest only. This option lasts only 3 months and it is available to all borrowers.

When it comes to penalties, they are almost identical to other companies. For example, we have the origination fee, which will vary between 1 and 6%, depending on the grade a borrower has. Late payment and unsuccessful payments are $15 each, which isn’t very serious. In addition, check processing is $7.


The bottom line

Now is your turn. Should Lending Club be tried? The answer is definitely. It offers a lot of ‘’affordable’’ features and possibilities, which allow you to get the best loan and to pay it back as they prefer. Compared to other companies of the same time, it is ranked among the top 5! Being the largest company really has a few advantages.

Before applying for a loan, make sure to pay attention to all the requirements we mentioned at the beginning. Don’t forget that investors are those who choose should you get a loan or not, and if we know that they will invest their real money, approval isn’t something which is 100% guaranteed.

2306, 2017

Most Coveted Job Offers for Employees

A recent study found that the quality of relationships in the workplace is the primary factor in determining whether it is ideal or not. Today, the offers in this regard are not far behind.
According to Beth Boden, head of communications at Hewitt Associates, a leading management consulting firm, workers are more often considering if a company has good range of benefits and if it helps them meet their needs, fears and goals.


The needs, fears and goals have evolved over the years and the demographic profile of workers has as well. It is important to consider these three variables in determining what kind of benefits a company should offer. But beyond the generalities, employees looking to partner with an organization and entrepreneurs are responding differently to all these areas.

Many companies use variable pay systems, including individual bonds or profit-sharing to help employees connect with the personal success achieved by the company.

Four smiling employees standing around their manager

Hewitt offers the following list of 10 priorities that employees focus on, based on important aspects to them and their long run success; feeling safe at work, financial security, the ability to prepare for retirement, the possibility of saving for the education of their children, having the opportunity to save for a house, being able to retire soon, opportunity to make more money, being able to enlarge their education outside of work, having an work environment that will allow them to stay healthy and ultimately having more time to spend with their family.

Pension plans are also directly linked and related directly to business results and the overall success of a company. Even pension plans bulletins are linked to good performance. Some companies give themselves the task of giving information about the costs and benefits of this type of financial aid, which in return, makes employees feel like the corporation really cares about their well being.

Investment Flexibility

Information should be available to all, a common mistake corporation make is creating division amongst departments and employees by providing certain information to specific departments and neglecting others. This behavior only promotes division in the workplace and a negative environment

Employees want to have information about their benefits on time and at their disposal. They prefer to collect more than just receive. The software, the intranet and most modern telecommunications systems make it easy for employees to access all information. Furthermore, some human resources departments have internal web pages dedicated to the company, for everyone to collect and print data when needed.

In general, employees feel a good deal of benefits if they have; medical insurance, a pension plan, compensation for performance, flexible work schedules, caring for children in a day care that’s part of the business, reimbursement for education and a solid plan for retirement.

Employee Benefits

All this aspects are not always present in every corporation or business, but if you focus on implementing some of these in your company you will surely elevate employee morale, and attract a better type of employee.

Hewitt Associates, Human Resources Consulting and Outsourcing, Hewitt Associates Official Site

1906, 2017

How To Travel Despite The Fact You Are Anxious And Still Get The Best From It

Anxious Travel

Anxiety is a modern disease, according to therapists and healthcare providers. It is called modern because, in the past, people suffered from this issue way less. The causes are stress, poor lifestyle, depression, abuse, and trauma. The first thing to know is that you are not alone. More than 18% of the people in the United States suffer from anxiety. Only 30-35% of them are on a therapy.

Anxiety can prevent you do so many things that we cannot even count them. It is defined as an unjustified fear and treatment can be long. Anyway, anxiety is common for making you want to cancel your travels or activities. Here we will help you how to move past this issue.

Traveling is safe, even if you travel alone

Some of you are scared of traveling, especially if they travel alone. Actually, traveling nowadays is safe. Obviously, you won’t go to a war zone, but to visit tourist destinations and see monuments of countries.

Traveling is also safe if you are a single woman. New rules, regulations, checks and the awareness of governments across the planet made this kind of traveling far safer than it was a few years ago. Try to do a research before you go, related to the country of destination, culture, laws and etc.

Traveling is safe

Repeat yourself why you want (must) travel

This step is actually more important than you can imagine. In essence, you will have to repeat countless times why you want or must travel. Make sure to include that you must travel in order to feel better and to be a happier person. Include that if you cancel your trip, you will always regret.

Imagine yourself in the near future, one or two years from now. You will want to be a happy person and successful, obviously, so you should take the travel now when you can.

One of the most important steps is to remind yourself why you want to travel in the first place. It is to visit a place where anxiety cannot ‘’touch’’ you.

repeat travel

Get in touch with an online community

There are plenty of places on the web where people can share their fears and their secrets, mostly caused by anxiety. This is a place for you. By doing this, you can get tips and help from people who already experienced your problem.

In other words, you will feel that you are not on your own. When anxious, people think they are forgotten by the others, so this is an important step.

travel community

Don’t forget that you can go back home anytime you want

The last, but not least is the fact you must be aware of 24/7/365. You can be back home at any given moment. Even if you are in Japan and you live 2000 miles from it, you will need 10-20 hours to come home. In other words, you can wake up in your bed, on the following day at any given moment.

We know how scared you may be and that you probably make dozens of excuses not to make a travel, but this is perfectly normal. Just make the first step and the biggest part of a job is done.



As long as you made the right decisions in life, You will always be right. But you must define whats right and whats wrong.